After months of talking about health care reform, the U.S. House of Representatives introduced major legislation to overhaul the nation's health care system. House Democrats unveiled the 1,000-plus-page bill, called America's Affordable Health Choices Act of 2009, on July 14, and it includes most of President Barack Obama's key proposals on health reform.

One of Obama's promises was to give tax credits to those who need help to pay their premiums. The House bill includes those credits for people who make up to 400 percent of the federal poverty level (about $43,000 for an individual or $88,000 for a family of four) and buy insurance through the new national health insurance exchange.

People who can buy affordable health insurance through work will not get credits, nor will people who are in the United States illegally, according to the House bill.

To be sure, there's a long way to go — maybe months — before the bill becomes law. It has to pass the House and get through the Senate, where many changes could be made.

Nevertheless, the bill marks significant, measurable progress on Obama's promise, and we rate it In the Works.